Borrower Testimonials

Bob, Thank you so much and if I do in fact save my home that I have lived in and even was born in, I will make sure I recommend you to everyone. Please sleep well at night knowing that your kindness in helping me holds gratitude in my heart.  I can never say thank you enough. 

Thanks,

Dawna

Bob, Thank you for everything.  It has been a great experience working with you.  Just last night I was talking to a friend and telling them about your company and the services that you have provided.

While it may seem odd, the little house on Grove is more suitable to be considered our dream home than the larger house on Main.  It has the storybook look that my wife has always wanted and the rental income that I wanted.  

I look forward to completing this deal and more in the future with you as I expand our rental portfolio.

Frank

Thank you very much for all the time you and your team have given us.  We're very happy with the way everything has turned out and couldn’t have asked for anything more.  It was nice to have talked face to face and put a face to the voice. We will defiantly refer anyone in need of a loan your way!  

Thanks again for everything,

Heath & Marcie H.

I wanted to let you know how pleased we were that you assisted our buyer with his lending needs. I know in these times that many traditional lending institutions have challenges with rural farm property where circumstances are not typical. Not only was your organization able to help our buyer but you provided us with continual communication about the process and the status of approval and estimated closing. You made a commitment to close and fund on a particular date and you nailed it. This is something that Wells Fargo and a credit union was unable to accomplish. 

Please pass our thanks along to the rest of your organization – great job by all! 

Best regards,

Tim & Tracey P.

Bob Cox has been our go-to guy for financing for over 20 years.  Although we have great income and credit, due to being self-employed we often need “out of the box” solutions.  Bob is professional and has a never-say-die attitude!  He is a joy to be around, which helps when deals get tough.  He has saved us on many occasions and I highly recommend him! 

Andy C.
Cook-Crane, Inc.

When the bank that I have used for years and years wouldn’t help me, and the mortgage company my wife works at couldn’t help me, Bob Cox jumped in and came to the rescue.  His can-do attitude, determination and professionalism, helped me obtain the financing I needed at the time I needed it.  Thanks Bob!    

W.R.
Central Point, OR

I just wanted to let you know how amazingly pleased I am for all the work that Bob Cox and everyone else involved on this file did on our recent transaction. The buyers' original lender represented for 3 months that the buyers were fully qualified, but yet at the 11th hour, there were problems. The buyers pulled their file and took my advice to talk with Bob about pulling off a miracle to close the transaction in less than 10 days.

This transaction was very sensitive because the sellers were facing foreclosure and the Senior Lien Holder would not extend our request to postpone the Trustee Sale again. The result of Bob's hard work resulted in the buyers purchasing their home and the sellers were able to avoid foreclosure.

Thank you once again for your hard work!

Best Regards,

Brian W., Principal Broker and Owner
Paramount Real Estate Services

Investor Testimonials

My first investment in Trust Deeds went very smoothly.  Mr. Robinson helped me learn about all about the deal and made me feel comfortable throughout the entire transaction.  Since this was my first exposure to trust deeds I was skeptical but Pacific Capital Solutions provided me with all the information about the property, the borrower and the safeguards in place.  I checked it out thoroughly with my attorney and got a “thumbs up” from him.   I'm very pleased to be helping a couple that couldn't qualify for a regular loan – and I get a monthly check!  

Janelle B, Salt Lake City

Lending Referral Source Testimonials

Hi Bob, I was very impressed with your communication and confidence.  The client and the agent were both happy with how smoothly the transaction went.  The client sent me a new buyer during the transaction and we are working with her as well.  It was a win-win all around! 

Kristina H., Sr. Mortgage Banker/Branch Manager

Ok, so I get a call from some folks I have known for years.  They want to refinance their commercial building and operation.  Their financials look good, but the credit report was a mess because of a few years of lack of attention to the detail of paying on time.  In addition, both the first and the second on the property had balloon payments that were due.  Yikes!  Since this loan wasn’t a good candidate for typical commercial financing, I called Bob Cox for a private money loan.  It was absolutely amazing how smoothly and quickly this went together.  Even though the property is 4 hours from Bob’s office, he came here twice and the investor also came up to tour the facility.  There was a last minute hitch, which Bob corrected quickly without the borrower ever knowing it happened.  (Bob and I both needed a defibrillator, but the client was fine).

My client is thrilled with the loan.  This has taken a huge weight off their shoulders and they got to set some of the terms they wanted and Bob negotiated a terrific rate and fee.  The borrowers are now planning phases two and three of their other commercial projects and they want Bob and I to arrange those too! 

These folks are very well connected and respected business people in Central Oregon, so I anticipate they will be referring other business to us as well.  Since this is not a residential loan, Bob was able to include a loan fee for me too!  Everyone was a winner!!

I have learned to run any of my one-off loans that make sense through Bob for a look-see.  He is now helping me with two construction loans that no other lender will touch for another 2 years.  With his experience and terrific sense of humor, it was almost a fun loan to do!  Thanks, Bob!! 

Judy M., Sr. Mortgage Banker, Pacific Residential Mortgage

The sign of a good relationship when it comes to sending a referral out on a transaction is when the loan is either about to close or has already closed and you hear back from the referral source saying everything has gone well and the loan is about to be completed.  This is the case with a transaction I just did with Bob.  I had no hope of making this one work through normal channels and had heard good things about Bob from our Salem office.  Lo and behold, the loan just closed and now I have a happy customer that couldn’t get a loan through any other means.

Way to go Bob!  You made me look really good and my customer is happy.

Mark A., Sr. Mortgage Banker

Bob, Thank you for teaching the private lending class to our Realtors.  You did a fabulous job!  I especially appreciate you making a dry topic entertaining.  You kept us on the edge of our seats waiting to find out what was going to happen next.  We've already received a lot of Realtor feedback on the class. They are very appreciative of the information.

Thanks,

Traci

Bob Cox just saved a client’s home in 3 days.  The procrastinating client waited until 3 days before the court took the home back to contact Bob and HE SAVED THE DAY! 

Sherry V., Sr. Mortgage Banker

Hey Bob,Thanks for helping out my customer with a loan solution.  I really had nowhere to go with this one.  My borrower is newly self-employed and needed a non-owner cash out refinance to help fund her new business. Thanks for putting it together. 

Steve P., Sr. Mortgage Banker

I recently referred Bob to a client of mine who had credit score issues and a foreclosure that was less than 3 years ago.  Bob was able to find her private financing for the home and close on the house for her in less than 30 days.  The transaction was fast and smooth and all parties were very happy with the service and ability to make the deal a reality.  I will definitely refer more clients to Bob whenever standard financing routes are not an option.  

Tony H., Sr. Mortgage Banker

Bob, Thanks for investing considerable time and effort researching the issues that Sellers and Brokers are going to face when the Rules & Regulations go into effect from the SAFE ACT & the DODD-FRANK ACT.  Your Class was very informative  and helpful.  Excellent presentation & you answered a lot of questions regarding the Owner Installment Sale and the new proposed Regulations. 

Walt V., Principal Broker, Southern Oregon Real Estate, LLC

Not only is Bob Cox is a great source for information on private financing and seller financing options, but he is an entertaining and lively instructor.  I have heard him speak both at real estate education and other public events.   No one will leave bored or without learning something of value.

Sincerely,

Krista B., Principal Broker, Coldwell Banker Pro West

I just want to talk big about Bob Cox for a moment.  Here is the deal that just funded a few minutes ago: 

I got a call from a realtor in Salem on June 20th about a deal that had to fund by June 30th or the home was going to go in foreclosure.   A loan officer with a different company in Salem had spent 3 months telling the realtors that the loan was a go on a “short sale,” but 8 days from closing he no longer could do it. Realizing that it was not going to be able to go FHA (due to credit scores) I sent out a “Scenario” and Bob Cox’s name began to show up as a source for “Private Money.”

Here are the results of Bob’s commitment to getting this loan done in record time:

        1. The buyers are ecstatic and got the home they really wanted.

        2. Both realtors won by closing this deal.

        3. My company wins, because the listing agent (whom I had not worked with)
            called  and said that we have now earned her business!  

        4. I am also working on an “exit strategy loan” that will be a VA refi in
            6 months.

        5. Bob Cox wins because he is a guy who really understands private money,
            specially  with the changes in lending due to the “Dodd Frank Financial
            reform Act.”

I highly recommend using Bob Cox when it comes to a loan that does not fit in the “normal lending guidelines.”  Bob followed through with perfect execution! 

Buddy P., Sr. Mortgage Banker

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