Loan Amount:     $1,425,000.00, First Trust Deed

Property Type:    Office/Warehouse Complex

Loan Type:          Cash Out Refinance

Terms:                11% Interest, 24 Months Term, Interest Only Payment

Market Value:      $2,200,000.00 per 3 BPO/CMA

Loan to Value:     64.77%

Situation:            Debt Consolidation in Lake Oswego business district.

Exit Strategy:      SBA takeout loan.  SBA won't consider "Cash-Out"

Loan Amount:     $4,950,000.00, First Trust Deed 

Property Type:    55 Unit Senior Residential Care facility

Loan Type:          Commercial Construction

Terms:                3%/9% Interest, 24 Month Term, Interest Only Payment

Market Value:      $11,000,000.00 per Current Fee Appraisal

Loan to Value:    45%

Situation:            Needed construction funds.

Exit Strategy:      Takeout loan at issue of COO.

Loan Amount:     $5,000,000.00, First Trust Deed

Property Type:     Bare-Land

Loan Type:          Commercial-Residential Development

Terms:                 9% Interest, 36 Month Term, Interest Only Payment

Market Value:       $14,370,000.00 from Current MAI Appraisal

Loan to Value:     34.79%

Situation:            Acquisition of 102 acres of developed land.  Once platted, land will have 462 residential, multifamily and commercial lots

Exit Strategy:      Sale of lots in bulk.

Loan Amount:     $3,000,000.00, First Trust Deed

Property Type:     Bare-Land

Loan Type:          Commercial-Residential Development

Terms:                 5%Interest + 50% Developement Profits, 36 Month Term, Interest Only Payment

Market Value:       $28,000,000.00 from Current MAI Appraisal

Loan to Value:     10.07%

Situation:            Acquisition of development land.  Funds are for zoning, engineering, platting etc.

Exit Strategy:      Sale of lots in bulk.

Loan Amount:     $1,400,000.00, First Trust Deed and Assignment of Rents

Property Type:    Commercial Building

Loan Type:          Commercial Remodel

Terms:                10% Interest, 24 Months Term, Interest Only Payment

Market Value:      $2,800,000.00 from Current MAI Appraisal

Loan to Value:    50%

Situation:           Major retailer signed extended lease with improvements needed.  

Exit Strategy:      Bank take-out after completion of the project.

Loan Amount:     $454,350.00, First Trust Deed

Property Type:    Residential 

Loan Type:          Owner Occupied Purchase

Terms:                 9.00% / 12% Interest, 5 Year ARM

Market Value:      $710,000.00 Based on Current Fee Appraisal

Loan to Value:    63.99%

Situation:            Borrower is an experienced real estate investor with complicated taxes.  Bank needed another year of "consistent" income.

Exit Strategy:      Conventional Refinance, once borrower files 2016 yaxes.

Loan Amount:     $211,000.00, First Trust Deed

Property Type:    Commercial Warehouse

Loan Type:          Commercial Purchase

Terms:                10% Interest, 5 Year Term, Interest Only Payment

Market Value:      $350,000.00 – $375,000.00 Based on 3 BPO/CMA

Loan to Value:    60.28%

Situation:            Startup clothing company needed a facility to manufacture and distribute product.  Personal income qualified.

Exit Strategy:      Bank loan take-out after 2 years of seasoned lease agreements and business income.

Loan Amount:     $748,000.00, First Trust Deed

Property Type:    Single Family Residential

Loan Type:          Non-Owner Occupied Refinance

Terms:                 9% Interest, 5 Year Term, Interest Only Payment

Market Value:       $1,150,000.00 Based on Current Fee Appraisal

Loan to Value:     65%

Situation:            Consolidation of two loans on a single family home with attached ADU.  Borrower wants to hold property and move to the next project.

Exit Strategy:      Conventional Refinance once the borrower has documented income on the property for a year.