Conforming Mortgage Lending
is the more traditional lending that we offer. We have the ability to do Conventional, FHA, and Jumbo loans. We also offer a number of non-conforming products like, Bank Statement Loans, ITIN, and Investor Cash Flow loans.
Peer-to-Peer Mortgage Lending
is really just people helping people obtain loans with well-secured real estate as collateral. The value of the real estate, either owned or being purchased, acts as protection for the lender against default.
BORROWERS
Pacific Capital Solutions, LLC, is a private mortgage broker providing loan services and investment opportunities. For borrowers who have equity in real estate but who, for some reason, cannot qualify for conventional bank financing, PCS is here to help. We bring borrowers together with private lenders to make deals happen!
INVESTORS
Trust Deed Investments are unique and potentially rewarding investment options offering high current yield and significant safety of principal. Below is an introduction to Trust Deed Investments and an overview of the steps we take to minimize investor risk. Making sure that this type of investment is suitable for an investor is the most important part of our job.
CONTACT 541-973-2444
NMLS 1117939
Morgan Hawkins
Co-Founder/Managing LLC Member | MLO#989131
Morgan Hawkins is your main point of contact with Pacific Capital Solutions, LLC. He has 15 years experiences in both conventional financing as well as Peer-to-Peer lending. Morgan is a Southern Oregon local through and through, growing up and attending schools here and being an active member of local sporting events and community activities. He even finds time to act as an assistant high school coach as well as serve on local foundations and committees. You will find Morgan's attention to detail and ability to streamline transactions reassuring from initial contact through to final signing.
Contact Information:
Office: 541.973.2444
Email: m.hawkins@pac-capital.com
Robert W. Cox
Founder/Managing LLC Member | MLO#254993
Bob Cox has specialized in Private Mortgage Lending for over 30 years. He and his team have facilitated over 2,500 private offerings and they are approaching 100 Million dollars of private lenders funds placed in one-on-one transactions. Bob has lectured and taught throughout the west coast on private lending laws and the Dodd-Frank Financial Reform Act. Bob was a featured speaker at the 2015 annual convention of the American Association of Private Lenders and has served on the National Board of Advisors for that organization (AAPL).
Contact Information:
Office: 541.973.2444
Email: r.cox@pac-capital.com